{"id":18707,"date":"2025-08-26T10:21:25","date_gmt":"2025-08-26T08:21:25","guid":{"rendered":"https:\/\/pensium.es\/caregiver-payment\/testimonios\/"},"modified":"2026-05-14T15:42:51","modified_gmt":"2026-05-14T13:42:51","slug":"testimonials","status":"publish","type":"page","link":"https:\/\/pensium.es\/en\/elderly-home-caregiver-payment\/testimonials\/","title":{"rendered":"Testimonials – Elderly home caregiver payment"},"content":{"rendered":"

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PENSIUM TESTIMONIALS<\/strong><\/h2>\n

We explain in detail and with figures the situations in which Pensium can help you pay the cost of a caregiver<\/p>\n

[\/vc_column_text][vc_empty_space height=”40px”][vc_separator color=”custom” accent_color=”#361251″][vc_empty_space height=”40px”][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” el_class=”no-margin-bottom p-restyling” css=”.vc_custom_1755528794644{background-color: #ebe7ee !important;}”][vc_column][vc_row_inner el_class=”padding-left-24px”][vc_column_inner el_class=”max-w-180 testimoni-imatge” width=”1\/6″ css=”.vc_custom_1755528969411{padding-right: 0px !important;padding-left: 0px !important;}”][vc_single_image image=”18709″ img_size=”full”][vc_empty_space height=”20px”][\/vc_column_inner][vc_column_inner width=”5\/6″][vc_column_text]Real Case: The Story of C.M.
\n82 years old | Dependency Level I | Barcelona<\/strong>[\/vc_column_text][vc_empty_space height=”10px”][vc_raw_html]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[\/vc_raw_html][vc_column_text el_class=”p-20px d-none testimonio-desplegable-1″]Initial situation \u2013 Needs to be covered<\/strong>
\nC.M., an 82-year-old woman with a Level I dependency, lived alone in her own home in Barcelona. Her physical and cognitive condition allowed her to remain at home, but she needed daily assistance for basic tasks: help with personal hygiene, meal preparation, medication management, and daytime companionship to avoid risky situations.<\/p>\n

To cover these needs, the family hired a professional caregiver service costing \u20ac920 per month. This care was essential to preserve her wellbeing and safety, but it represented a financial burden that was difficult for her three children to sustain long-term.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_empty_space height=”40px”][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” el_class=”no-margin-bottom p-restyling d-none testimonio-desplegable-1″ css=”.vc_custom_1756204015397{background-color: #ebe7ee !important;}”][vc_column][vc_row_inner el_class=”targeta-blanca-ombra img-max-70 img padding-left-24px”][vc_column_inner width=”1\/12″][vc_single_image image=”18668″ img_size=”full”][vc_empty_space height=”20px”][\/vc_column_inner][vc_column_inner width=”11\/12″][vc_column_text]The Pensium solution for caregivers:<\/strong>[\/vc_column_text][vc_column_text el_class=”p-20px”]Rental estimate for monthly contributions<\/strong>
\nPensium carried out a free and non-binding estimate of the property\u2019s rental value to determine the equivalent contribution amount that could be provided to the elderly person. An amount of \u20ac1,100 was set, enough to pay for the caregiver services and meet C.M.\u2019s basic needs.<\/p>\n

Guaranteed home care<\/strong>
\nThanks to these monthly contributions, continuity of home care services was ensured. The caregiver supported C.M. in her daily life:<\/p>\n

    \n
  1. Assistance with personal hygiene and daily care.<\/li>\n
  2. Meal preparation and supervision of food intake.<\/li>\n
  3. Medication organization and administration.<\/li>\n
  4. Companionship during the main hours of the day.<\/li>\n
  5. Fall prevention and general health monitoring.<\/li>\n<\/ol>\n

    Family property preserved<\/strong>
    \nThe home remains part of the family heritage, without the need to sell or mortgage it. Once the property becomes vacant, Pensium will manage the rental in full and recover the advanced contributions to the family.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”targeta-sense-ombra img-max-70 img padding-left-24px”][vc_column_inner width=”1\/12″][vc_single_image image=”18667″ img_size=”full”][vc_empty_space height=”20px”][\/vc_column_inner][vc_column_inner width=”11\/12″][vc_column_text]How did we do it?<\/strong>[\/vc_column_text][vc_column_text el_class=”p-20px”]After analyzing the situation, Pensium managed the rental valuation of the property and prepared a personalized proposal for the family. In less than one month, the contract was signed and the family obtained the necessary funds to pay for the caregiver.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”targeta-blanca-ombra img-max-70 img padding-left-24px”][vc_column_inner width=”1\/12″][vc_single_image image=”18671″ img_size=”full”][vc_empty_space height=”20px”][\/vc_column_inner][vc_column_inner width=”11\/12″][vc_column_text]Key Benefits:<\/strong>[\/vc_column_text][vc_column_text el_class=”p-20px”]\u00b7 Professional home care without affecting the family\u2019s finances.<\/strong><\/p>\n

    \u00b7 Preserved family assets without mortgages or sales.<\/strong><\/p>\n

    \u00b7 Full rental management with no worries.<\/strong><\/p>\n

    \u00b7 Flexibility to cancel the program if the family decides.<\/strong>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”targeta-sense-ombra img-max-70 img padding-left-24px”][vc_column_inner width=”1\/12″][vc_single_image image=”15734″ img_size=”full”][vc_empty_space height=”20px”][\/vc_column_inner][vc_column_inner width=”11\/12″][vc_column_text]Family Testimonial:<\/strong>[\/vc_column_text][vc_column_text el_class=”p-20px”]”Being able to cover all our mother\u2019s care needs without giving up her apartment was a huge relief. The caregiver helped her with everything she could no longer do on her own, from hygiene to meals and medication. For us, knowing she was well cared for and at home gave us great peace of mind.”[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner][vc_column_text el_class=”lletra-petita”]<\/p>\n

    Operation financed by Pensium Direct, S.L. through a loan secured by the ownership of the property exclusively for its use under a rental regime, with the aim of allocating net rental income to repay the debt incurred.<\/p>\n

    [\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner][vc_empty_space height=”10px”][vc_raw_html el_class=”d-flex-right”]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[\/vc_raw_html][vc_empty_space height=”40px”][vc_separator color=”custom” accent_color=”#361251″][vc_empty_space height=”40px”][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” el_class=”no-margin-bottom p-restyling” css=”.vc_custom_1755528794644{background-color: #ebe7ee !important;}”][vc_column][vc_row_inner el_class=”padding-left-24px”][vc_column_inner el_class=”max-w-180 testimoni-imatge” width=”1\/6″ css=”.vc_custom_1755528969411{padding-right: 0px !important;padding-left: 0px !important;}”][vc_single_image image=”18710″ img_size=”full”][vc_empty_space height=”20px”][\/vc_column_inner][vc_column_inner width=”5\/6″][vc_column_text]Real Case: The experience of M.R.
    \n92 years old | Level II Dependency | Madrid<\/strong>[\/vc_column_text][vc_empty_space height=”10px”][vc_raw_html]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[\/vc_raw_html][vc_column_text el_class=”p-20px d-none testimonio-desplegable-2″]Initial situation \u2013 Needs to be covered<\/strong>
    \nM.R., a 92-year-old man with a Level II dependency, lived alone in his home in Madrid. His physical and cognitive condition allowed him to remain at home, but with constant and necessary supervision every day of the week.<\/p>\n

    To meet these needs, the family hired a professional caregiver service costing \u20ac1,350 per month. This included basic support in hygiene and meals, medication supervision, cognitive stimulation activities, and physiotherapy exercises. This care was essential to maintain his wellbeing and safety, but it represented a financial effort that was difficult to cover solely with M.R.\u2019s pension.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_empty_space height=”40px”][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” el_class=”no-margin-bottom p-restyling d-none testimonio-desplegable-2″ css=”.vc_custom_1756203530136{background-color: #ebe7ee !important;}”][vc_column][vc_row_inner el_class=”targeta-blanca-ombra img-max-70 img padding-left-24px”][vc_column_inner width=”1\/12″][vc_single_image image=”18668″ img_size=”full”][vc_empty_space height=”20px”][\/vc_column_inner][vc_column_inner width=”11\/12″][vc_column_text]The Pensium solution for caregivers:<\/strong>[\/vc_column_text][vc_column_text el_class=”p-20px”]Rental estimate for monthly contributions<\/strong>
    \nPensium carried out, free of charge and without obligation, a valuation of the property\u2019s rental value to calculate the equivalent contribution amount. An amount of \u20ac1,350 was set, sufficient to cover the caregiver cost and ensure the care that M.R. needed.<\/p>\n

    Guaranteed home care<\/strong>
    \nThanks to these contributions, continuity of home care was ensured. The caregiver supported M.R. in his daily life with:<\/p>\n

      \n
    1. Assistance with personal hygiene.<\/li>\n
    2. Meal preparation and supervision during meals.<\/li>\n
    3. Medication organization and control.<\/li>\n
    4. Exercises to improve cognitive condition.<\/li>\n
    5. Physiotherapy.<\/li>\n<\/ol>\n

      Protected family heritage<\/strong>
      \nThe property is preserved as part of the family legacy, without the need to sell or mortgage it. Once it becomes vacant, Pensium will manage the rental and recover the advanced contributions.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”targeta-sense-ombra img-max-70 img padding-left-24px”][vc_column_inner width=”1\/12″][vc_single_image image=”18667″ img_size=”full”][vc_empty_space height=”20px”][\/vc_column_inner][vc_column_inner width=”11\/12″][vc_column_text]How did we do it?<\/strong>[\/vc_column_text][vc_column_text el_class=”p-20px”]After analyzing the situation, Pensium carried out the property rental valuation and presented a tailored proposal to the family. In less than 30 days, the agreement was signed, allowing access to the funds needed to pay for professional care.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”targeta-blanca-ombra img-max-70 img padding-left-24px”][vc_column_inner width=”1\/12″][vc_single_image image=”18671″ img_size=”full”][vc_empty_space height=”20px”][\/vc_column_inner][vc_column_inner width=”11\/12″][vc_column_text]Main benefits:<\/strong>[\/vc_column_text][vc_column_text el_class=”p-20px”]\u00b7 Professional home care without affecting the family finances.<\/strong><\/p>\n

      \u00b7 Preservation of assets without loans or sales.<\/strong><\/p>\n

      \u00b7 Full rental management handled by Pensium.<\/strong><\/p>\n

      \u00b7 Freedom to cancel the program whenever the family decides.<\/strong>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”targeta-sense-ombra img-max-70 img padding-left-24px”][vc_column_inner width=”1\/12″][vc_single_image image=”15734″ img_size=”full”][vc_empty_space height=”20px”][\/vc_column_inner][vc_column_inner width=”11\/12″][vc_column_text]Family Testimonial<\/strong>[\/vc_column_text][vc_column_text el_class=”p-20px”]\u201cBeing able to cover all our father\u2019s care without having to sell his home gave us great peace of mind. The caregiver helped him with everything he could no longer do himself: hygiene, meals, medication\u2026 and care to preserve his cognitive and physical condition. For us it was a huge relief knowing he was cared for while remaining at home.\u201d[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner][vc_column_text el_class=”lletra-petita”]<\/p>\n

      Operation financed by Pensium Direct, S.L. through a loan secured by the ownership of the property exclusively for its rental exploitation, with the objective of allocating net rental income to repay the debt incurred.<\/p>\n

      [\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner][vc_empty_space height=”10px”][vc_raw_html el_class=”d-flex-right”]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[\/vc_raw_html][vc_empty_space height=”40px”][vc_empty_space height=”40px”][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” el_class=”no-margin-bottom tramites-dependencia-wrapper” css=”.vc_custom_1752059037415{background-color: #cdc4d3 !important;}”][vc_column el_class=”apartat-ajuntament-barcelona contenidor-centrat”][vc_row_inner][vc_column_inner][vc_empty_space height=”60px”][vc_column_text]<\/p>\n

      ARE YOU IN A SIMILAR SITUATION?
      \nFind out how we can help you.<\/strong><\/p>\n

      [\/vc_column_text][vc_empty_space height=”20px”][vc_column_text el_class=”title-button-styled color-white”]Request free advice<\/strong><\/a>[\/vc_column_text][vc_empty_space height=”60px”][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1754031945707{background-color: #fdeee7 !important;}” el_class=”p-restyling p-centrat ombra-superior p-30px”][vc_column][vc_empty_space height=”40px”][vc_column_text]<\/p>\n

      Remember that we can help you process<\/strong> the application for the dependency level<\/strong><\/p>\n

      [\/vc_column_text][vc_empty_space height=”20px”][vc_single_image image=”15746″ img_size=”full” alignment=”center” onclick=”custom_link” img_link_target=”_blank” link=”https:\/\/tramitesdependencia.es\/” el_class=”img-max-400″][vc_empty_space height=”40px”][\/vc_column][\/vc_row][vc_row wide_row=”yes” css=”.vc_custom_1752851597185{margin-bottom: 0px !important;background-image: url(https:\/\/pensium.es\/wp-content\/uploads\/2017\/01\/pensium-slide4-e1504911837573.jpg?id=4319) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” anchor_link=”formulario-solicitar-informacion”][vc_column width=”2\/3″][vc_empty_space height=”75px”][vc_empty_space height=”65px”][vc_column_text css=”.vc_custom_1760001508543{margin-top: 0px !important;margin-bottom: 0px !important;border-top-width: 0px !important;border-bottom-width: 0px !important;padding-top: 0px !important;padding-bottom: 20px !important;}” el_class=”capitalize-letters interlletrat-espaiat”]<\/p>\n

      Paying for a home caregiver can be very easy<\/span><\/strong><\/h2>\n

      We finance a home caregiver for you<\/span><\/strong><\/h2>\n

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      <\/p>\n