{"id":18899,"date":"2017-01-24T16:18:52","date_gmt":"2017-01-24T16:18:52","guid":{"rendered":"https:\/\/pensium.es\/informacion-legal\/"},"modified":"2026-05-15T16:06:49","modified_gmt":"2026-05-15T14:06:49","slug":"legal-information","status":"publish","type":"page","link":"https:\/\/pensium.es\/en\/legal-information\/","title":{"rendered":"Legal information"},"content":{"rendered":"

[vc_row full_width=”stretch_row” parallax=”yes” el_class=”no-margin-top” css=”.vc_custom_1485199511507{padding-top: 125px !important;padding-bottom: 50px !important;background-image: url(http:\/\/pensium.es\/wp-content\/uploads\/2017\/01\/pensium-back1.jpg?id=4188) !important;background-position: center;background-repeat: no-repeat;background-size:cover;}”][vc_column][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” row_height=”custom” css=”.vc_custom_1485190972745{padding-top: 20px !important;padding-bottom: 20px !important;}” custom_background=”inherit” anchor_link=”intro”][vc_column][vc_empty_space height=”50px”][vc_column_text]<\/p>\n

LEGAL INFORMATION<\/span><\/h2>\n

[\/vc_column_text][vc_empty_space height=”10px”][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” row_height=”custom” css=”.vc_custom_1485274768928{padding-top: 0px !important;padding-bottom: 20px !important;}” custom_background=”inherit” anchor_link=”intro”][vc_column][vc_column_text]GENERAL INFORMATION<\/p>\n

In accordance with Article 10 of Law 34\/2002, of 11 July, on Information Society Services and Electronic Commerce, we provide the following information:<\/p>\n

The PENSIUM group is made up of PENSIUM SL, which carries out commercial and informational functions, and PENSIUM DIRECT SL, which carries out operational and financing functions.<\/p>\n

Pensium SL is registered at Calle Mallorca 214, 2\u00ba 1\u00aa puerta B, Barcelona (08008), with tax identification number B66834904. Registered in the Barcelona Mercantile Registry, Volume 45565, Folio 78, Sheet 492017, Entry 1. Pensium SL is registered as an ICI in the Bank of Spain’s Registry of Real Estate Credit Intermediaries and Real Estate Lenders (code D037).<\/p>\n

Pensium Direct SL is registered at Calle Mallorca 214, 2\u00ba 1\u00aa puerta B, Barcelona (08008), with tax identification number B66990086. Registered in the Barcelona Mercantile Registry, Volume 45953, Folio 17, Sheet B 503979, Entry 11. Pensium Direct SL is registered as a PI in the Bank of Spain’s Registry of Real Estate Credit Intermediaries and Real Estate Lenders (code D036).<\/p>\n

You may contact us at Calle Mallorca 214, 2\u00ba 1\u00aa puerta B, Barcelona (08008), through the contact form included on the website, or by sending an email to: info@pensium.es<\/p>\n

 <\/p>\n

TERMS OF USE<\/p>\n

The conditions of access to and use of this website are governed by current legislation and the principle of good faith, and the user agrees to make proper use of the website. Conduct that goes against the law or the rights or interests of third parties is not permitted.<\/p>\n

Being a user of the Pensium SL website implies that you acknowledge having read and accepted these terms and conditions and any applicable legal regulations in this area. If for any reason you do not agree with these conditions, please stop using this website.<\/p>\n

Any notification and\/or claim will only be valid if made in writing and\/or by registered mail.<\/p>\n

 <\/p>\n

LIABILITY<\/p>\n

Pensium SL is not responsible for information and content stored in forums, social networks, or any other media that allows third parties to independently publish content on the provider’s website.<\/p>\n

However, in accordance with Articles 11 and 16 of the LSSI-CE, Pensium SL undertakes to remove or, where applicable, block any content that may affect or contravene national or international legislation, third-party rights, or public morality and order.<\/p>\n

The company shall also not be liable for damages caused by faults or misconfigurations of software installed on the user’s computer. Any liability for technical incidents or failures that occur when the user connects to the internet is excluded. Likewise, the absence of interruptions or errors in access to the website is not guaranteed.<\/p>\n

Furthermore, Pensium SL reserves the right to update, modify, or delete the information contained on its website, as well as its configuration or presentation, at any time without assuming any liability for doing so.<\/p>\n

Please be aware that any price or calculation shown on our website is for guidance purposes only. If the user wishes to know the exact price or whether the product currently has any available offer, they must contact us directly through any of the channels we provide.<\/p>\n

 <\/p>\n

INTELLECTUAL AND INDUSTRIAL PROPERTY<\/p>\n

Pensium SL holds all rights to the digital publication software, as well as the industrial and intellectual property rights relating to the contents included, with the exception of rights over public products and services that are not owned by this company.<\/p>\n

No material published on this website may be reproduced, copied, or published without the written consent of Pensium SL.<\/p>\n

All information received on the website, such as comments, suggestions, or ideas, will be considered transferred to Pensium SL free of charge. Information that cannot be treated in this way should not be submitted.<\/p>\n

All products and services on these pages that are not the property of Pensium SL are registered trademarks of their respective owners and are recognised as such by our company. They appear on the Pensium SL website solely for promotional and informational purposes. These owners may request the modification or removal of the information that belongs to them.<\/p>\n

 <\/p>\n

APPLICABLE LAW AND JURISDICTION<\/p>\n

These general conditions are governed by Spanish legislation. For any dispute that may arise in connection with the website or the activity carried out on it, the Courts of Barcelona shall have jurisdiction, and the user expressly waives any other jurisdiction that may apply to them.<\/p>\n

COMPLAINTS SERVICE<\/p>\n

Any user may contact the Complaints Service through any PENSIUM office open to the public, by post, or by sending an email to: reclamaciones@pensium.es<\/a><\/p>\n

Consult here<\/a> the rules of the Pensium Group Complaints Service.[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/section>","protected":false},"excerpt":{"rendered":"

[vc_row full_width=”stretch_row” parallax=”yes” el_class=”no-margin-top” css=”.vc_custom_1485199511507{padding-top: 125px !important;padding-bottom: 50px !important;background-image: url(http:\/\/pensium.es\/wp-content\/uploads\/2017\/01\/pensium-back1.jpg?id=4188) !important;background-position: center;background-repeat: no-repeat;background-size:cover;}”][vc_column][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” row_height=”custom” css=”.vc_custom_1485190972745{padding-top: 20px !important;padding-bottom: 20px !important;}” custom_background=”inherit” anchor_link=”intro”][vc_column][vc_empty_space height=”50px”][vc_column_text] LEGAL INFORMATION [\/vc_column_text][vc_empty_space height=”10px”][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” row_height=”custom” css=”.vc_custom_1485274768928{padding-top: 0px !important;padding-bottom: 20px !important;}” custom_background=”inherit” anchor_link=”intro”][vc_column][vc_column_text]GENERAL INFORMATION In accordance with Article 10 of Law 34\/2002, of 11 July, on Information Society Services and Electronic Commerce, … Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-18899","page","type-page","status-publish","hentry"],"yoast_head":"\nLegal information<\/title>\n<meta name=\"robots\" content=\"noindex, nofollow\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Legal information\" \/>\n<meta property=\"og:url\" content=\"https:\/\/pensium.es\/en\/legal-information\/\" \/>\n<meta property=\"og:site_name\" content=\"Pensium\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/pensium.es\/\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-15T14:06:49+00:00\" \/>\n<meta name=\"twitter:card\" 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