PENSIUM TESTIMONIALS
We explain in detail and with figures the situations in which Pensium can help you pay the cost of a caregiver
Real Case: The Story of C.M.
82 years old | Dependency Level I | Barcelona
Initial situation – Needs to be covered
C.M., an 82-year-old woman with a Level I dependency, lived alone in her own home in Barcelona. Her physical and cognitive condition allowed her to remain at home, but she needed daily assistance for basic tasks: help with personal hygiene, meal preparation, medication management, and daytime companionship to avoid risky situations.
To cover these needs, the family hired a professional caregiver service costing €920 per month. This care was essential to preserve her wellbeing and safety, but it represented a financial burden that was difficult for her three children to sustain long-term.
The Pensium solution for caregivers:
Rental estimate for monthly contributions
Pensium carried out a free and non-binding estimate of the property’s rental value to determine the equivalent contribution amount that could be provided to the elderly person. An amount of €1,100 was set, enough to pay for the caregiver services and meet C.M.’s basic needs.
Guaranteed home care
Thanks to these monthly contributions, continuity of home care services was ensured. The caregiver supported C.M. in her daily life:
- Assistance with personal hygiene and daily care.
- Meal preparation and supervision of food intake.
- Medication organization and administration.
- Companionship during the main hours of the day.
- Fall prevention and general health monitoring.
Family property preserved
The home remains part of the family heritage, without the need to sell or mortgage it. Once the property becomes vacant, Pensium will manage the rental in full and recover the advanced contributions to the family.
How did we do it?
After analyzing the situation, Pensium managed the rental valuation of the property and prepared a personalized proposal for the family. In less than one month, the contract was signed and the family obtained the necessary funds to pay for the caregiver.
Key Benefits:
· Professional home care without affecting the family’s finances.
· Preserved family assets without mortgages or sales.
· Full rental management with no worries.
· Flexibility to cancel the program if the family decides.
Family Testimonial:
“Being able to cover all our mother’s care needs without giving up her apartment was a huge relief. The caregiver helped her with everything she could no longer do on her own, from hygiene to meals and medication. For us, knowing she was well cared for and at home gave us great peace of mind.”
Operation financed by Pensium Direct, S.L. through a loan secured by the ownership of the property exclusively for its use under a rental regime, with the aim of allocating net rental income to repay the debt incurred.
Real Case: The experience of M.R.
92 years old | Level II Dependency | Madrid
Initial situation – Needs to be covered
M.R., a 92-year-old man with a Level II dependency, lived alone in his home in Madrid. His physical and cognitive condition allowed him to remain at home, but with constant and necessary supervision every day of the week.
To meet these needs, the family hired a professional caregiver service costing €1,350 per month. This included basic support in hygiene and meals, medication supervision, cognitive stimulation activities, and physiotherapy exercises. This care was essential to maintain his wellbeing and safety, but it represented a financial effort that was difficult to cover solely with M.R.’s pension.
The Pensium solution for caregivers:
Rental estimate for monthly contributions
Pensium carried out, free of charge and without obligation, a valuation of the property’s rental value to calculate the equivalent contribution amount. An amount of €1,350 was set, sufficient to cover the caregiver cost and ensure the care that M.R. needed.
Guaranteed home care
Thanks to these contributions, continuity of home care was ensured. The caregiver supported M.R. in his daily life with:
- Assistance with personal hygiene.
- Meal preparation and supervision during meals.
- Medication organization and control.
- Exercises to improve cognitive condition.
- Physiotherapy.
Protected family heritage
The property is preserved as part of the family legacy, without the need to sell or mortgage it. Once it becomes vacant, Pensium will manage the rental and recover the advanced contributions.
How did we do it?
After analyzing the situation, Pensium carried out the property rental valuation and presented a tailored proposal to the family. In less than 30 days, the agreement was signed, allowing access to the funds needed to pay for professional care.
Main benefits:
· Professional home care without affecting the family finances.
· Preservation of assets without loans or sales.
· Full rental management handled by Pensium.
· Freedom to cancel the program whenever the family decides.
Family Testimonial
“Being able to cover all our father’s care without having to sell his home gave us great peace of mind. The caregiver helped him with everything he could no longer do himself: hygiene, meals, medication… and care to preserve his cognitive and physical condition. For us it was a huge relief knowing he was cared for while remaining at home.”
Operation financed by Pensium Direct, S.L. through a loan secured by the ownership of the property exclusively for its rental exploitation, with the objective of allocating net rental income to repay the debt incurred.
Remember that we can help you process the application for the dependency level
Paying for a home caregiver can be very easy
We finance a home caregiver for you
- No payment or upfront cost
- With full flexibility
- With guaranteed periodic contributions
